Welcome to Me and the Money Printer
Me and the Money Printer explains how liquidity, incentives, and momentum move markets, so readers can trade with the tide rather than against it.
Garrett explores the global financial markets with the reverence they deserve, which is none.
Welcome, Fellow Traveler:
I’m Garrett Baldwin, and I write a financial newsletter that my publishers have never quite figured out how to sell.
Their question is always the same: “How do people make money from this?”
And my answer is always the same… If the condo below you is on fire, how much would you pay for someone to tell you before the smoke reaches your floor?
That’s what this newsletter does.
We’re not promising 1,000% gains.
We’re getting you to the lifeboats before there’s a stampede on deck.
What if I told you there’s one number... one signal... and based on that signal, you know whether it’s safe to buy or whether you should be sitting in cash waiting for the storm to pass?
That signal went negative on February 21, 2020…
It went negative four days before the March 2023 regional banking crisis.
It went negative before the Nikkei blew up in August 2024. It went negative on February 21, 2025, the day the current trade crisis accelerated.
It went negative on January 28, 2026 - before the gold/silver crash, the South Korea slump, a huge momentum selloff in early February, and the Iran War.
When the signal is red, we protect what’s ours.
When it turns green, we buy high-quality companies at prices that the panic created. That’s it. That’s the whole thing.
What This Newsletter Is Not
This is not a tips-and-picks service.
There is no AI, no patents, and no proprietary algorithm with a name that sounds like a cologne.
I’m not going to tell you about the next crypto that’s going to change everything or the biotech that’s definitely about to get FDA approval this time.
If you want breathless hype, there are roughly four thousand other newsletters that will happily take your money. I’m here to tell you if you should avoid their recommendations RIGHT NOW…
You know the ones you’re paying thousands of dollars for…
What You’ll Get
Me and the Money Printer is the daily free newsletter where I write about the things the financial industry would prefer you not think about too carefully.
I simplify things like private credit, shadow banking, central bank policy, regulatory theater, and all of the other things that Wall Street would rather you ignore. I show a lot of charts, I make finance fun and interesting… I sometimes recommend trade ideas based on specific market conditions… It’s all done in the tone of someone who has read too many offering documents and processed his feelings about it through humor instead of therapy.
But here’s where the magic happens…
The paid Money Printer Pro (comes with a paid subscription) is where the signal lives.
We tracks liquidity, momentum, and insider behavior, and it tells you in plain language whether conditions are safe or whether you should be on the beach watching from a distance.
Paid subscribers get the signal, the daily conditions update, and the specific names our system is flagging when the light turns green. You get updates every morning.
Who Am I
I’m Garrett Baldwin. I have a background in economics, behavioral finance, and political economy, and a research obsession Fama and French that I should probably talk to someone about.
I built this framework because I got tired of watching smart people lose money in entirely predictable ways, and I realized that the tools to prevent it aren’t complicated... they’re just not very profitable for the people selling you financial products, so nobody talks about them.
I publish from somewhere that is not Malibu, because my dad was right that I would never get anything done there… Subscribe today for 30% off…
Stay positive,
Garrett Baldwin
