Introduction
What is Permapod?
Permapod is a non custodial DeFi protocol built on Zigchain, part of the Cosmos ecosystem. It enables users to deposit assets as collateral and borrow stablecoins or other tokens in a secure, decentralized environment.
Permapod mission is to bridge on-chain finance with Real World Assets (RWAs) — such as real estate, infrastructure, and energy plants — to create sustainable yield opportunities and expand liquidity beyond crypto-native markets.
Supported Assets
Permapod supports 2 categories of collateral:
Cryptocurrencies – available at launch to ensure instant usability and support Zigchain’s native liquidity.
RWAs (Real World Assets) – progressively integrated after launch. These are tokenized, income-generating assets whose listing depends on valuation, insurance coverage, and regulatory compliance.
Key Principles
Lending & Borrowing – users can lock approved assets to borrow other tokens.
RWA Integration – each RWA token is:
Issued by a regulated third party, not by Permapod itself.
Insured and periodically revalued through oracles and reserve auditors.
Linked to verifiable and transferable ownership rights.
Income Dynamics – income from the underlying asset supports loan repayment or generates passive yield for the borrower.
Systemic Stability – powered by a modular architecture featuring:
An automated liquidation engine.
Reliable oracles with fallback mechanisms.
Asset-specific Loan-to-Value (LTV) ratios for each RWA category.
Why Zigchain?
Permapod chose Zigchain for its structural advantages within the Cosmos ecosystem:
IBC-native liquidity ensuring seamless cross-chain interactions.
Modular architecture ideal for specialized DeFi applications.
Regulatory and economic alignment with the UAE, a rapidly developing RWA hub.
Zigchain benefits from a growing regulatory framework supporting DeFi experimentation. The Dubai Land Department (DLD) and VARA are establishing a national standard for blockchain-based property tokenization.
Roadmap
Safety ✅
Finalize smart contract audit by Halborn
Private Betatest on Mainnet ✅
Closed testing phase with selected participants on Zigchain mainnet.
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