## https://ajoo-protocol.vercel.app

Ajoo Finance is a web3 personal finance platform offering diverse savings solutions especially our novel circle savings, micro-investments, uncollateralized lending services, custodial features for charity gofundme setup and family trust funds, and micro-insurance options. It emphasizes cross-chain compatibility, and decentralized governance to provide secure, transparent, and innovative financial solutions.

Ajoo Finance revolutionizes personal finance with a suite of innovative blockchain-based products:

1. Diverse Savings Solutions:

   • Circle Savings: Join or create "Ajoo circles" for collaborative saving
   • Target Savings: Set and achieve personal financial goals
   • Challenge Savings: Gamify your savings with custom challenges
   • Vault Savings: Secure long-term savings with time-locked accounts

2. Micro-Investments:

   • Invest small amounts in diversified crypto asset portfolios
   • Automatic yield optimization for idle funds

3. Lending Services:

   • P2P Micro-Lending: Borrow or lend small amounts with flexible terms
   • Secured Uncollateralized Lending: Innovative credit solutions

4. Custodial Features:

   • Multi-signature wallets for family savings
   • Time-locked accounts for minors or charitable giving
   • Micro trusts management

5. Insurance Options:

   • Customizable coverage plans
   • Blockchain-backed policy transparency

All products feature:

• Cross-chain compatibility for maximum accessibility
• Mobile-first design for user-friendly experience
• Decentralized governance allowing user participation in protocol decisions

## Contract Addresses

• Lending Factory: 0xc6151C174EA7F9a3013BBAF5bb3185BFc49324B6
• Micro Lending 1: 0x4Fd662eEf07F4a38f8FC7a159bB5A3CFC4754c9C

• Factory 1: 0xc4FD844B1d074219bfC3A963920951d3604C88f0
• Factory 2: 0xFE590661692ACCe24F23541d0D25FB7Be8Caa4Ee
• Factory 3: 0x62CdD26591ffdf22a1303262e55d236cec0221B6
• Custodial : 0x9c927Cf9F2289D8B97B56015edF83551017EcA7d
• Main: 0x87D2350F813A95e3C4403eefe9b88EEc2d0dc355
• Group: 0x1fb00336A073999327455979c938918852eFe6bc

• Lending Factory: 0x8ae69F76455c18a53A68168A3ED28dbBC622d3B8
• Micro Lending 1: 0xC854ca92d37455d5622A2f54FEFFc0118d3D4A47

• Insurance Factory: 0xC3235610cd9930DCeF1728d2DCfC25a0D419232C
• Micro Insurance 1: 0xbc1cAC7C157Ea0E6AA7343Eb4787a1833852B4ac

• Lending Factory: 0x3641982BD6029762bE1938D6A887AA01981e850B
• Micro Lending 1: 0x69030eFC11616251C01f2cA4CA181e7c85E6708E

• Factory 1: 0x987cbB39db2De19f9EB2186Bb3361e2dcD905602

• Factory 2: 0x392404b3cE407d085aB539B0500e79C0ffcb8230

• Factory 3: 0x1C9F77EE9f26089470Fb3B2Cf9bc182DB3628eff

• Factory 4: 0x52467BbB6f03513E28259ee6FADc5CD1BF222E44

• Cross Chain Manager: 0xf9950331E7FE890eAAfA395cb9E4868A41972F19

• Custodial : 0x2A3877be7ad34757f5d50F9b1aE5C9EaDE3742f9

• Circle: 0x8b198aC597268a0693356970DbA3Ed2828c59208

• Group: 0xCeaed9caF729fA9d9c6AdC9a68526758db3d640f

• Cross Chain Savings: 0xA13FB10Df98e41C49FA22960aD6a8371339aEF08