Schedule a meeting on Calendly
inspiration, creativity, trust
I am Bảo Thiên Ngô, a software developer based in California.
My career history includes leading UI engineering for 4 prior startup companies in Silicon Valley from Seed to Series C in the fintech, medtech, and insurtech spaces, including one backed by Sequoia Capital, and another backed by DFJ. My last role was Director of Engineering for Productfy—a fintech platform founded by my colleague Duy Vo—which was accepted into the Yodlee Incubator as well as 500 Startups.
Within the nonprofit space, I am Secretary to Community Partners Advocate for Little Saigon Sacramento (cPALSs), a community-based organization to improve the lives of people around Little Saigon Sacramento. I served as a board member of the Viet-American Youth Association (VietAYA) based in San Jose. I was a founding member of UVSA Northern California, a coalition of Vietnamese Student Associations, and after years of serving in a jack-of-all-trades fashion, finished my service as its Arts Commissioner (2008–2010).
I enjoy studying wealth management, community building, leadership and organizational studies, the social impact of technology, and, unsurprisingly, Vietnamese and American cultures/histories. Others describe me as knowledgeable, intelligent, brilliant, innovative; helpful, caring, conversable, honest; passionate, dedicated; enduring, calm. I started this blog to jot down interesting ideas in those areas of study.
Why subscribe?
Subscribe to get full access to the newsletter and publication archives.
Stay up-to-date
Never miss an update—every new post is sent directly to your email inbox. For a spam-free, ad-free reading experience, plus audio and community features, get the Substack app.
Join the crew
Be part of a community of people who share your interests. Participate in the comments section, or support this work with a subscription.
Covered topics
Wealth management
Sustainable, intergenerational wealth with a particular focus on the Vietnamese American community.
Financial education
Financial careers and certifications
Financial planning
Opportunity cost analysis
Career/workforce development
Budgeting & expense management
Financial therapy
Fraud & financial abuse
Public/employee benefits
Company stock and stock options
Tax planning, including using tax-advantaged financial products and charitable donations
Risk management and insurances
Investing, including automated investing
Extended family wealth, mutual aid associations
Lending, including peer or family lending
Financial power of attorney
Entrepreneurship, fundraising, and accredited investing
Small business finance
Strong dollar leverage, especially within transnational family networks
Estate planning, living trusts, special needs trusts
