Integrated Wealth Planning & Financial Wellness | Fee-For-Service Across Canada
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Your Financial Goals, Our Human Approach®.
At Sapling Wealth & Wellness, your mindset matters just as much as your money. Our approach combines thoughtful wealth planning with meaningful conversations, so you can make choices that reflect your values and long term goals.
Our philosophy is: Simplicity = Lower Fees + Clearer Strategy + Quicker Action
When your wealth planning and investments are easy to understand, you eliminate confusion, lower costs, and create space to move forward with clarity.
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Personalized Financial Advice for Every Phase of Life
We combine expert financial advice with personalized strategies that grow and change as your life does.
We offer
- Financial wellness & coaching sessions
Support to navigate the emotional side of money and build healthy financial habits. Cash flow and budgeting support
Understand your income and spending so you can take control of your money.Saving strategies
Tailored plans to help you save for education, home ownership, retirement, and other meaningful goals.Retirement planning and drawdown strategies
Know when and how to access your retirement funds in a tax-smart and sustainable way.Investment account setup and administration
Simplifying the process of managing your investment accounts with clarity and ease.Objective investment strategy and risk assessment
Unbiased advice to align your investments with your goals, values, and comfort with risk.Business financial and investment planning
Guidance for entrepreneurs looking to grow, protect, or transition their business wealth.Tax optimization strategies
Structuring your finances to reduce taxes today and in the future.Pension evaluation
Personalized strategies to help you decide whether to cash out or keep your pension.Legacy and estate planning
Make sure your values and wishes are reflected in how your wealth is passed on.Investment property or downsizing evaluations
Honest insight into whether to keep, sell, or repurpose investment assets.Insurance planning
Life, disability, and critical illness coverage to protect what matters most.
Designed for
Professionals experiencing lifestyle inflation
High earners who find that spending rises with income — and want to realign with meaningful financial goals.Individuals and families seeking holistic wealth planning
Especially during life transitions, when clarity, coaching, and emotional support are most needed.Widowed or divorced women
Gentle, grounded guidance to help rebuild financial security and confidence.Health and wellness practitioners
Those who care for others and are ready to prioritize their own financial wellbeing.Recipients of sudden wealth
Including inheritances, legal settlements, or lottery wins — with a focus on long-term stability and stewardship.Retirees and pre-retirees
Planning for financial freedom with clarity, intention, and peace of mind.
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Get Introduced To Our Go-To Geeky Financial Planning Tool
After understanding your goals and aspirations, we utilize industry-leading financial planning software, Conquest, to create your personalized financial plan and conduct advanced financial analysis.
For a quick overview of how it works, watch the intro video below.
Meet Our Team
We are dedicated to improving lives through objective financial planning and healthier relationships with money. This mission is rooted in Founder Olena Keshysheva’s 13 years of experience as a Certified Financial Planner (CFP®) and Chartered Investment Manager (CIM®) and is deepened by her training in financial therapy. Olena and her team are based in Port Moody and Powell River, British Columbia, and serve clients across Canada.
What Our Clients Say
Miriam
Lena is a pleasure to work with. She is very knowledgeable and has the tools to help wherever you are on your financial journey!
Daniel
Lena delivered sound, clear, and top level service!
She knows her stuff and as a result, I will retire much sooner and richer!! 🙂 I would recommend her services to anyone needing help staying on budget, setting up your funds on apps like Questrade, and getting all your remaining finances in order to retire quick!
Lynn
Lena has been instrumental in refining our financial plan and moving it to the next level. I now feel so confident and know we are working towards a stable financial future that includes all the things we want – a healthy retirement, our kid’s education, the opportunity for lots of travel, and a legacy to leave our kids. Lena really knows her stuff and gives it her all.
Deborah
I’ve been working with Lena for several years. She has consistently given me great advice regarding my financial health, both short and long term. Her approach is very holistic and tackles both the psychology and the practicality of money management. Highly recommended – If I could give her more stars I would!
Dario
Lena is awesome! She knows her stuff and advocates for her clients and for industry fairness. Thank you Lena for treating us the right way, looking out for us and also challenging our decision professionally and with vim and vigour.
Christine
I’ve worked with Lena for years now, and I’m always impressed by her commitment to her clients, as well has her genuine interest in their well being and financial stability. She remembers things I didn’t even know I needed to. Very happy to have her as our trusted financial advisor.
Compounding Interest:
Mental Wealth Multiplied
- by Lena
- Financial Resources
Introduction to IFS and Financial Healing When I learned about the Internal Family Systems (IFS) framework about a year ago, it brought years of personal
- by Lena
- Financial Resources
As a financial planner with over 14 years of experience, I’ve worked with couples navigating the emotional and financial complexities of divorce. I’ve seen firsthand
- by Lena
- Financial Resources
Creating a financial plan is essential for anyone looking to achieve financial stability and success. A well-structured financial plan helps you set clear goals, manage