@lockwoods&providegroup
Confidence to build your future. Accounting | Insurance | Wealth | Technology | Finance
February Newsletter 2026
Payday Super: What Employers Need to Know - Lockwood Partners
Payday Super: What Employers Need to Know - Lockwood Partners
Back in 2023, the Australian Government announced a major shift in the way that employers pay superannuation. From 1 July 2026, all employers will be required to pay super at the same time as salary and wages. This new approach, known as payday super, will replace the traditional quarterly payment cycle and require employers to […]
How Rising Interest Rates Could Affect Your Home Loan - Lockwood Partners
How Rising Interest Rates Could Affect Your Home Loan - Lockwood Partners
When the Reserve Bank of Australia (RBA) lifts the official cash rate, it’s usually a move to keep inflation under control. But for borrowers, homeowners, and property buyers, a rate rise can change the numbers quickly – and understanding what it means for you is essential. Here’s what a rate increase could mean for your […]
The Silent Partner in Your Wealth Plan - Lockwood Partners
The Silent Partner in Your Wealth Plan - Lockwood Partners
When you think about building wealth you may picture investments, property and superannuation. But there’s another critical element: insurance. It’s the silent partner in your financial strategy, quietly working behind the scenes to protect everything you’ve built. Click here to read more.
Proof of Ownership – Don’t Delay Your Claim - Lockwood Partners
Proof of Ownership – Don’t Delay Your Claim - Lockwood Partners
If you ever need to make an insurance claim, proving that you owned the items your claiming is critical. Unfortunately, many legitimate claims are delayed – or even denied – simply because policyholders can’t provide adequate proof of ownership. Having the right documentation in place for when something goes wrong can save significant time, stress, […]
More Than Antivirus: How Business-Grade Security Protects and Supports Your Devices - Lockwood Partners
More Than Antivirus: How Business-Grade Security Protects and Supports Your Devices - Lockwood Partners
December Newsletter 2025
5 Key Reasons to Get Cyber Insurance - Lockwood Partners
5 Key Reasons to Get Cyber Insurance - Lockwood Partners
Cyber insurance protects businesses against financial losses from digital threats and data breaches. Unlike standard business policies that exclude technology risks, cyber coverage specifically addresses the unique challenges of operating in today’s connected world. These specialised policies cover both direct costs (breach responses, system restoration, business interruption) and third-party liabilities (customer lawsuits, regulatory penalties). Beyond […]
Cybersecurity in the Age of AI - Lockwood Partners
Cybersecurity in the Age of AI - Lockwood Partners
Your Guide to a Strong Start in 2026 - Lockwood Partners
Your Guide to a Strong Start in 2026 - Lockwood Partners
Australian Holiday Homes Tax Changes - Lockwood Partners
Australian Holiday Homes Tax Changes - Lockwood Partners
Super Tax Shake Up - Lockwood Partners
Super Tax Shake Up - Lockwood Partners
October Newsletter 2025
Strategies for an Unexpected Retirement - Lockwood Partners
Strategies for an Unexpected Retirement - Lockwood Partners
The Human Factor in Cybersecurity: Strongest Defence or Weakest Link? - Lockwood Partners
The Human Factor in Cybersecurity: Strongest Defence or Weakest Link? - Lockwood Partners
When most people think about cybersecurity, they picture firewalls, encryption, or advanced threat detection systems. But in reality, the biggest vulnerability in any organisation isn’t a piece of technology — it’s people. Cybercriminals know this. That’s why, instead of trying to crack sophisticated software, they often go after the easier target: employees. Why People Are […]
Premium Funding – Smart Cashflow Management for Business Insurance - Lockwood Partners
Premium Funding – Smart Cashflow Management for Business Insurance - Lockwood Partners
Insurance is essential for every business, but paying annual premiums upfront can put pressure on cashflow. Premium funding offers a smarter, more flexible way to manage these costs. What is Premium Funding Premium funding is a short-term loan that allows you to spread the cost of your annual insurance premium into manageable monthly instalments (typically […]
First Home Guarantee: Buy Your First Home with just a 5% Deposit - Lockwood Partners
First Home Guarantee: Buy Your First Home with just a 5% Deposit - Lockwood Partners
The First Home Guarantee helps first home buyers enter the property market faster by allowing you to purchase your first home with a deposit as low as 5% without paying Lenders’ Mortgage Insurance (LMI). In this guide, we’ll explain the scheme, who’s eligible, the benefit, and how to apply. What is the First Home Guarantee? […]
Farm Structuring - Lockwood Partners
Farm Structuring - Lockwood Partners
August Newsletter 2025
Planning is Key as SMSFs Enter New Phase - Lockwood Partners
Planning is Key as SMSFs Enter New Phase - Lockwood Partners
Self-managed superannuation funds (SMSFs) have long been associated with older Australians and small business owners looking for greater control over their retirement savings. Recent data suggests the sector is undergoing a quiet transformation. Click here to read more.
Cybersecurity Trends in 2025: Staying Ahead of the Threat Curve - Lockwood Partners
Cybersecurity Trends in 2025: Staying Ahead of the Threat Curve - Lockwood Partners
In today’s hyper-connected world, cybersecurity is no longer just an IT issue — it’s a business-critical priority. As threats evolve, so too must your defences. Here are the top cybersecurity trends shaping 2025 and how Provide Technology and the Kaseya Security Platform can help keep your organisation protected. Top Cybersecurity Trends to Watch AI-powered threat […]
How to Pay Off Your Mortgage Sooner - Lockwood Partners
How to Pay Off Your Mortgage Sooner - Lockwood Partners
Your mortgage is probably your biggest financial commitment — but the good news is, with the right strategies, you can cut years (and thousands of dollars in interest) off your loan. Here are some practical ways to get ahead. Make extra repayments Even small additional repayments can reduce your principal faster. For example, adding just […]
Home Insurance: What Isn’t Covered - Lockwood Partners
Home Insurance: What Isn’t Covered - Lockwood Partners
Major Repair Costs Can Still Be Deductible - Lockwood Partners
Major Repair Costs Can Still Be Deductible - Lockwood Partners
June Newsletter 2025
Smart Moves Before the Financial Year Ends - Lockwood Partners
Smart Moves Before the Financial Year Ends - Lockwood Partners
The end of the financial year is an opportunity to optimise your financial strategy, take advantage of tax deductions, and set yourself up for the new financial year. Click here to read more.
Super Guarantee Rate Increase - Lockwood Partners
Super Guarantee Rate Increase - Lockwood Partners
Do You Own Commercial Property? - Lockwood Partners
Do You Own Commercial Property? - Lockwood Partners
Unlock Productivity with Microsoft Copilot: Your Built-In AI Assistant - Lockwood Partners
Unlock Productivity with Microsoft Copilot: Your Built-In AI Assistant - Lockwood Partners
Running a small business means juggling countless tasks—and now, you’ve got a powerful new assistant to help. Microsoft Copilot is a free, AI-powered tool built into Windows 11 and Microsoft Edge, designed to simplify your day-to-day workload and boost productivity with just a few clicks or a simple chat. What is Microsoft Copilot? Think of […]
How Investors Can Increase Their Borrowing Power - Lockwood Partners
How Investors Can Increase Their Borrowing Power - Lockwood Partners
Instagram
Instagram
Facebook
Facebook
Website
Website
View on mobile