@phoslight1

Phos develops SoftPoS technology that converts Android and iOS smartphones into payment terminals, enabling merchants to accept contactless card payments without additional hardware. The London-based fintech holds PCI DSS certification for its mobile payment processing platform, which includes Tap to Pay with PIN on Glass functionality, virtual terminals, and payment links. Their core technology integrates tokenization and end-to-end encryption for transaction security. The company maintains technical documentation and operational resources covering merchant onboarding, payment processing workflows, and account management through their partner portal. Their implementation guides support payment service providers, acquirers, and merchants in deploying the Phos platform across different markets and use cases. The documentation includes specific protocols for refund operations, dispute resolution, and transaction monitoring. Phos has secured CE, UKCA, and FCC certifications validating electromagnetic compatibility and electrical safety standards for their payment solutions. Their technology infrastructure complies with RoHS, REACH, and WEEE directives for electronic component sourcing and disposal. The platform interfaces with major card networks and banking systems while meeting regional regulatory requirements for digital payments.