Cedar
Buying a home shouldn't feel impossible. With Cedar's land lease model, you can finally afford the home you want.
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PacificWest Conference - Sign up with Cedar
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Save Money on Your New Home | Cedar Leaseholds
Save Money on Your New Home | Cedar Leaseholds
Cedar makes buying a home more affordable so you can own sooner and save more. Lower down payments, reduced monthly costs, and easier homeownership. Learn more and start saving now.
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Homeownership in the US and Canada is too expensive due to decades of under-building and stagnant median real wages. As a result, homeownership is unreachable for many, and for those who can it often represents a large undiversified and illiquid concentration of their personal wealth. Cedar is solving this problem by having institutional investors co-invest with homeowners. When you buy a home now, you are forced to buy a bundled product - the land, the improvement (bricks and mortar), and the right to live there. Cedar offers a unique financial product that unbundles your home via a sale-leaseback into two products: the land and a 99-year leasehold (improvement + right to inhabit). Cedar makes a big impact - allowing ~30% more American households and ~45% more Canadian households to afford a typical home.
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