Retail Capital - by TymeBank
Business Funding Designed For Focused Growth
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Your Summer Funded Your Way | Apply Now
Your Summer Funded Your Way | Apply Now
SME Economic Insights for December 2025
SME Economic Insights for December 2025
Miguel da Silva, Group Executive: Business Banking at TymeBank, examines the developments affecting South Africa’s SMEs as the festive season approaches. Sovereign ratings review could reflect improved fiscal conditions Moody’s next review of South Africa’s credit rating is scheduled for 5 December. The agency currently rates South Africa at Ba2 (just below investment grade), […]
Why Getting Funded When Business is Good Can Take Your SME Further | Retail Capital
Why Getting Funded When Business is Good Can Take Your SME Further | Retail Capital
Getting business funding when times are good helps SMEs prepare for growth, seize new opportunities, and stay ahead of the curve. Learn why timing matters.
How TymeBank is Powering SME Success This Black Friday and Beyond – MyBroadband
How TymeBank is Powering SME Success This Black Friday and Beyond – MyBroadband
For small and medium enterprises (SMEs) in South Africa, the annual surge of opportunity around Black Friday and the summer sales season is no longer a nice-to-have – it’s a make-or-break moment.
SME Funding Solutions for Every Stage of Business Growth in South Africa
SME Funding Solutions for Every Stage of Business Growth in South Africa
Book a call with a Funding Specialist
Book a call with a Funding Specialist
As one of the best SME funding companies, we care about you. Our funding specialists are known for support & guidance tailored to your business needs.
The Hidden Costs of Small Business Capital in South Africa
The Hidden Costs of Small Business Capital in South Africa
How to Qualify for Unsecured Business Funding in South Africa
How to Qualify for Unsecured Business Funding in South Africa
In South Africa’s fast-paced small business landscape, access to funding is a crucial enabler of growth. But not every entrepreneur has assets to put down as collateral. Unsecured business funding provides small business owners with a flexible and accessible route to finance, without requiring them to tie up their personal or business assets.In this guide, we’ll explain everything you need to know to qualify for unsecured business funding in South Africa, from understanding how it works to preparing your application for approval.
Seasonal Business? How Flexible Business Loans Can Smooth Your Cash Flow | Tymebank | Retail Capital Seasonal Business? How Flexible Business Loans Can Smooth Your Cash Flow | Tymebank
Seasonal Business? How Flexible Business Loans Can Smooth Your Cash Flow | Tymebank | Retail Capital Seasonal Business? How Flexible Business Loans Can Smooth Your Cash Flow | Tymebank
Seasonal business owner? Discover how flexible business loans can help manage your cash flow during slow months and prepare for peak periods. Read our tips on smart seasonal funding strategies.
How to Calculate Your Business Funding Needs
How to Calculate Your Business Funding Needs
Learn how to assess your business funding needs beyond the basic calculator. Get expert tips on projecting cash flow, planning for growth, and applying for capital funding with confidence. How to Calculate Your Business Funding Needs - Beyond the Basic Calculator
Top 5 Budgeting Mistakes Small Businesses Make (and How to Fix Them)
Top 5 Budgeting Mistakes Small Businesses Make (and How to Fix Them)
Avoid the most common budgeting mistakes small businesses make. Discover how to fix underestimating expenses, poor cash flow planning, and more in this practical guide.
Shari’ah Business Advance: Your Partner in Shariah-Compliant Business
Shari’ah Business Advance: Your Partner in Shariah-Compliant Business
Join Flex for FREE today
Join Flex for FREE today
Flex is an innovative business enablement platform designed exclusively for South African entrepreneurs and business owners with a focus on promoting financial inclusion. As a digital community-based hub, Flex empowers its members with business-essential resources and tools aimed at enhancing business literacy, thereby increasing accessibility to capital and business funding. This platform is an invaluable asset for those seeking to stay on top of small business trends, subscribe to industry-leading technology, deepen their networks and expand into new growth opportunities while tapping into funding solutions. At the heart of Flex is a dynamic social community that fosters connections among fellow founders.
Become An Affiliate Partner
Become An Affiliate Partner
Partner with us to facilitate growth in the SME sector across South Africa. Would your network benefit from easy access to Business Funding?
Discover our FAQs
Discover our FAQs
Retail Capital has some of the best business funding solutions in South Africa. Find out about SME funding and apply online today to get access to cash within hours.
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