@1stucu
We help you do life by offering a full array of consumer financial products.
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Holiday Loan
Holiday Loan
Helping You Do Life with flexible personal loans that cover what matters most — from unexpected bills to dream vacations. Based in Waco and serving Central Texas.
1st University Credit Union
1st University Credit Union
Helping You Do Life — with banking that supports your journey. Proudly serving the Central Texas communities of McLennan, Erath, and Bosque counties with financial solutions and guidance that help you move forward with confidence. From everyday money management to life’s biggest milestones, we’re he
Blog | Financial Tips & Advice
Blog | Financial Tips & Advice
Explore helpful articles on budgeting, saving, loans, credit, and more. The 1st University Credit Union Blog offers practical, member-focused guidance to Help You Do Life - one smart financial move at a time.
Home Equity and Mortgages
Home Equity and Mortgages
Helping You Do Life with home loans that fit your goals and your budget. Based in Waco and proudly serving McLennan, Erath, and Bosque counties.
Auto Loans
Auto Loans
Helping You Do Life with low-rate auto loans and personalized service from 1st University Credit Union. Based in Waco, proudly serving Central Texas.
Personal Loans | Holiday Loans
Personal Loans | Holiday Loans
Helping You Do Life with flexible personal loans that cover what matters most — from unexpected bills to dream vacations. Based in Waco and serving Central Texas.
Credit Cards
Credit Cards
Helping You Do Life with low-rate, no-fee credit cards that fit your lifestyle — including rewards, secured options, and mobile wallet compatibility.
Student Loans
Student Loans
Helping You Do Life with smart, flexible education loans — including student, parent, and refinance options. Proudly serving Baylor, MCC, and Central Texas.
Skip-A-Pay
Skip-A-Pay
1st University Credit Union’s Skip-A-Pay lets qualified members skip up to three loan payments per year. Enjoy more flexibility this holiday season.
Checking Accounts
Checking Accounts
Free Teen Checking
Free Teen Checking
Mobile Wallet
Mobile Wallet
Helping You Do Life with secure digital payments that fit your lifestyle. Use Venmo, Apple Pay, Google Pay, and more with your 1st University debit or credit card.
Refer-a-Friend Program
Refer-a-Friend Program
GreenPath Financial Wellness
GreenPath Financial Wellness
Helping You Do Life Blog - 8 Ways Credit Unions Make a Difference
Helping You Do Life Blog - 8 Ways Credit Unions Make a Difference
Explore helpful articles on budgeting, saving, loans, credit, and more. The 1st University Credit Union Blog offers practical, member-focused guidance to Help You Do Life - one smart financial move at a time.
15-minute Online Course to Help You Respond to Scams
15-minute Online Course to Help You Respond to Scams
Learn to spot scams and prevent identity theft in this 15-minute course. Get practical tips to protect your money and personal info.
Planning for College for Students
Planning for College for Students
5 Tips to Afford College
5 Tips to Afford College
Helping You Do Life with smart, flexible education loans, financial coaching from GreenPath, and sound advice. Proudly serving Baylor, MCC, Tarleton State, and Central Texas.
5 Reasons to Put Your Money in a CD
5 Reasons to Put Your Money in a CD
Resources To Safeguard Against Identity Theft and Financial Fraud
Resources To Safeguard Against Identity Theft and Financial Fraud
In an increasingly digital world, there are more opportunities than ever for fraud. Whether you are concerned you may be experiencing identity theft or want to learn how to protect yourself, these resources can help.
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