Clover revenue based finance

Grow your business with Business Capital

Reliable finance from our trusted partner Liberis.
Funding that flexes with future revenue*
Funding within 24 hours**

For information on how we use your personal data, please see our privacy policy.

Finance designed for small business

Quick application, fast funding

Submit your application in minutes. With funds paid out once approved next day.**

One simple and transparent fixed fee

One transparent fixed fee which means no hidden surprises or late payment fees.*

Payments in line with your income

Once approved, payments are automated as a small percentage of your daily sales.*

My average monthly revenue is...

£250,500

My business has been operating for...

6 months

You could be eligible for up to...***

£293,000

Get my quote

Find out how much you could get

Our quotes are based on business revenue and time in business which brings a number of benefits over other types of raising funds for small business.

Your revenue informs the quote that you receive.
Payments are taken as a percentage of sales.
One simple fixed fee. No hidden charges or interest.
No dilution, you keep control of equity.

Trusted by 1000s of business owners

We've got fans, just saying. Hear from the business owners who have benefitted from using business finance to make the most of opportunities.

The funding allowed us to scale up in a number of ways. Increased stock levels meant we could service bigger customers, which allowed us to comfortably cover the overheads of a larger premises
Dominic
Letterbox4You
I filled out a form online, and within an hour or two I heard from Liberis explaining it all and it was exactly what we were looking for. Within the next day, we had the money.
Steve
Two Magpies Bakery

Take your business to the next level

Turbocharge your business growth to help grow your team, launch new services or expand your premises. What opportunity could business finance unlock for your business?

Bridge a gap in your cashflow

We know there's no such thing as business as usual, but you can be prepared for the unexpected whether it's purchasing stock, paying bills or unforeseen expenses. No matter what happens you can keep things on track.

Help new customers discover your brand

Whether it's opening new premises or getting your voice heard with marketing, a new website or social media campaign, business capital can help you bring those big ideas to life.

About Liberis

Since 2007, Liberis are proud to have helped over 29,000 businesses access funding across various industries and countries. We've partnered with Liberis to bring you business finance without the fuss.

QUESTIONS?

We're here to help!

Whatever it might be, you can find some commonly asked questions around business capital. If you aren't able to find what you're looking for, you can try our handy chat on the bottom right of your screen.

What is Business Capital?

Business capital is a type of flexible funding designed specifically for small to medium businesses. It allows companies to grow and thrive without giving up equity and can provide funding between £1,000 and £1,000,000.

Unlike traditional finance, you get one fixed fee that never changes which means no interest or late fees. Payments are made as a percentage of your daily revenue which means you make payments automatically as customers pay you.*

How long does it take to get funding?

We understand that business moves quickly and in order to grab hold of opportunities as they arise, receiving funding quickly is important for many of the businesses that apply.

That's why we aim to fund applications within 24 hours.**

Am I eligible for funding?

We fund a wide range of businesses including sole traders, partnerships, LTD companies and LLP's.

We do have some requirements; businesses have to have been trading for more than 3 months and must have over £1,000 in average monthly revenue in order to be eligible for funding.

What is the cost?

Unlike traditional finance, you get one fixed fee that never changes which means no interest or late fees.

The fixed fee will be determined based on the advance amount combined with the percentage you pay (%) as part of your daily revenue. This approach means that fees are transparent and taken in line with your cashflow.*

What is a MID (Merchant ID)?

A merchant ID or MID is a commonly used 15 digit numerical identifier used to facilitate and identify credit and debit card payments for businesses.

Finding your MID is straightforward and can usually be viewed in the following places:

●  In your merchant account statement
●  On your card terminal
●  By contacting your payments provider