How to Protect Your Home from Lithium Battery Fires
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Today, lithium-ion batteries are the invisible engines powering our lives, found in everything from the smartphones in our pockets to the e-bikes in our garages and the solar backup systems in our basements. While these batteries are incredibly efficient, they pack a massive amount of energy into a very small space. If they are damaged,…

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How to Protect Your Roof from Wind Damage
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Winter can bring a unique set of challenges, and among them, high winds during a storm can be particularly damaging to your home. Winter storm damage isn’t just about snow and ice, high winds are also a significant culprit, capable of stripping shingles and creating entry points for water.   A roof is your home’s first line of defense against the elements, and winter storms…

Away on Vacation? How to Winterize Your Home Before You Go 
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Whether you’re a snowbird heading to sunnier skies for the entire season, or simply planning a mid-winter getaway to escape the chill, leaving your home unattended requires some preparation.  A vacant home is vulnerable to more than just the cold, it can be a target for theft or a site for undetected maintenance issues like burst pipes. Ensure you can truly relax on your vacation by…

Protecting Your Home from the Invisible Threat: A Guide to Frozen Pipes 
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Winter weather in recent years has become increasingly unpredictable. From the harsh weather conditions that move through the Northeast to sudden deep freezes in the typically warmer South, homeowners are facing elevated risks of pipe-freeze incidents.  Frozen pipes are often an invisible threat, one you might not recognize until the water damage begins. Fortunately, with the right knowledge and a few proactive…

New Year, New Peace of Mind: Your 2026 Home Insurance Checklist 
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To help you get ready for the new year, we’ve put together a home insurance checklist! Taking a few minutes to handle these tasks now can prevent major headaches later.  As the calendar turns and we settle into the fresh start of January, many of us are focused on resolutions like hitting the gym or finally organizing that hall…

New Years Eve Safety Tips
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New Year’s Eve is a night of high spirits, hopeful resolutions, and celebrating with friends and family. As we count down to a fresh start, the last thing anyone wants is a festive celebration to turn into a costly insurance claim.  To ensure you start the new year safely and soundly, here are the most common New…

The Importance of Snow Removal for Your Roof
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Winter can be the most challenging season for homeowners. Understanding and actively managing the risks associated with heavy snow and ice is paramount to safeguarding your property and avoiding costly damage. While frozen pipes grab headlines, the silent threat lurks overhead…snow accumulation on your roof which poses an equally severe danger. Proactive snow removal isn’t…

The Dangers of Deep-Frying Your Turkey
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As the holiday season approaches, the scents of mashed potatoes, pumpkin pie, and savory herbs will begin to fill the air! For many, finalizing the menu involves deciding on the perfect turkey preparation. You may be considering the method of deep-frying, and although tempting, frying in general is more dangerous than many other types of…

Is Your Fireplace Ready for Winter? Here’s Why Chimney Cleaning is Important 
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A fireplace brings unmatched warmth and ambiance. However, to safely enjoy this beloved home feature, proper maintenance is crucial! Ignoring simple maintenance like an annual cleaning can turn a source of comfort into a serious fire hazard.  Why is annual chimney cleaning important?  As you burn wood, a highly flammable residue called creosote builds up…

Stay Safe This Autumn: Essential Fall Fire Safety Tips for Homeowners 
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As the leaves change and temperatures drop, the fall season brings cozy evenings, but also a significant spike in fire risks. Heating equipment, holiday decorations, and even yard debris can turn your home into a fire hazard.  The good news? Most fall and winter fires are preventable! Get proactive this season with this essential fire…

What our Clients Are Saying

Providing quality and prompt service for our policyholders is of the utmost importance for everyone from our Customer Service Team to our Claims Team and we take great pride in the feedback we receive.

During the most recent storm, I experience property damage. I called my insurance carrier and was quickly assigned to Laurie D, she went out of her way to ensure I understood the process. She demonstrated patience and compassion when explaining the process and next steps. Additionally, after giving me very detailed instructions, she followed up…

Sherwin A. Williamstown, NJ 08094

I have had a last 5 months to forget. During this Covid pandemic so many people have negative memories of the year gone by. One bright memory to remember is the caring, kindness, and efficient attention showed to me by Karen S.  at the Philadelphia Contributorship. I am thankful and pleased with the way she…

Yovanny M. East Stroudsburg, PA 18301

The customer services was great, they listened to me , send the right people to assess the damage of my roof. The adjuster, promptly attended the claim and the check to do the repairs was processed very quickly. I would recommend The Philadelphia Contribution-ship, furthermore they are local and will easily relate to you quickly.

George M. Middletown, DE 19709

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